PROTECTIONS FOR INDIVIDUAL
LIFE PROTECTION
Life is full of uncertainties. Misfortune always strike when you are least expected. To safeguard the future of yourself as well as your loved ones, planning for adequate protection should be your top priority.
A Life Super Junior
Protect your child, from now and into adulthood - Because parenthood never ends
A-Life SuperJunior is the first plan of its kind which provides:
-
Coverage up to 75 years old
-
Protection against 36 critical illnesses plus 12 juvenile critical illnesses and more
-
Sum assured automatically increases by 25% at age 21 (no additional underwriting or premiums required)
-
20 years of premium payment only
>> Learn more about A life super junior or >> Watch A life super junior
A life link
The ultimate protection and savings plan flexible to changes in life
A-LifeLink gives you the flexibility to change the level of your protection and savings from time to time, to meet your ever-changing needs:
-
Protection and savings in one plan
-
Flexibility in protection and savings
-
Additional cover through Anniversary Bonus, with no further underwriting
-
5-year Guaranteed Coverage
>> Learn more about A life link or >> Watch A life link
A life protect term
Affordable coverage term choices protection plans to meet your individual needs
A-LifeProtectTerm offers three types of life insurance plans to meet your specific protection needs - Level Term, 5 Year Term and Yearly Renewable Term:
-
Insurance coverage for death
-
Optional Total Permanent Disability coverage for the Level Term and 5-Year Term plans (not available for Yearly Renewable Term)
-
Wide choice of coverage terms to choose from
-
Option to convert to another permanent plan without further underwriting (except for plans which cover Critical Illnesses)
-
Guaranteed renewal for the 5-Year Term and Yearly Renewable Term plans
>> Learn more about A life protect term
A life secure
Protection for A Lifetime - A legacy for your loved ones
Life is fragile – we all know it.
Be worry free with A-LifeSecure as it provides you with lifelong protection up to age 100. Leave a financial legacy behind to create a safety net for your loved ones. Create one with A-LifeSecure.
>> Learn more about A life secure
A-Plus Waiver, A-Plus Payor and A-Plus PayorCI
Continuous cover without interruption , stay protected during unfortunate events
A-Plus Waiver, ensures your cover continues without interruption when an unfortunate event occurs.
Be worry free with A-Plus Payor and A-Plus PayorCI as they ensure the continuity of your children's policies when unfortunate events happen to you.
>> Learn more about A-Plus Waiver, A-Plus Payor and A-Plus PayorCI
A-Plus WaiverExtra and A-Plus PayorExtra
Ensuring continuous premium payment assurance during unfortunate events
We cannot prevent unfortunate events from happening but we can ease the financial strain they cause.
A-Plus WaiverExtra ensures continuous premium payment to your Investment-Linked Insurance plan when an unfortunate event occurs. Likewise, should you as a parent, suffer from disability or critical illness, or experience loss of life, you can rest assured that the financial obligations for your children's policies are taken care of with A-Plus PayorExtra
>> Learn more about A-Plus WaiverExtra and A-Plus PayorExtra
A-Plus GenNext
The future is yours, protect it - A plan that helps you achieve your dreams.
Young, energetic and full of life, you dare to dream and aspire to achieve them all. A fulfilling career, running your own business, buying your own home or simply pursuing your passions – these are the things on your "to-achieve-list".
Life is a winding road. The uncertainties in life affect even the young and aspiring. It can derail your finances and your path towards fulfilling your dreams.
Introducing A-Plus GenNext, a product that ensures continuity in your path to pursue your dreams.
Let A-Plus GenNext be the pillar that supports you in life:
1. Providing you with financial aid to ensure you are able to overcome the temporary challenges in life and get back on your feet to pursue your dreams.
2. Providing you and your loved ones a safety net for major challenges that could potentially wipe out your savings.
With this plan, you can kick start your dreams with peace of mind while we help you achieve them.
>> Learn more about A-Plus GenNext or >> Watch A life super junior
A-LifeTime Secure
Protection over a lifetime covering you every step of the way
Life expectancy in Malaysia has been increasing steadily over the past few decades. It is important to ensure that you have adequate protection that will last you a lifetime.
A-LifeTime Secure is a protection plan that is designed to cover you throughout your life. Providing you with protection up to age 100, A-LifeTime Secure also comes with features such as guaranteed cash value and maturity benefit.
>> Learn more about A-LifeTime Secure
A-Plus DisabilityCash
Support through tough times financial aid for disability
It is a fact that accidents can happen to anyone, anytime, anywhere. Hence, it is absolutely crucial that you have the means to support yourself and your family should something happen to you. Are you financially prepared should you become physically disabled and unable to earn a living?
Equip yourself to deal with the tough times through A-Plus DisabilityCash.
A-Plus DisabilityCash provides you with annual financial aid for disability occurring before age 70. It replaces a portion of your income to help you pay your bills when you are unable to work and maintain your current lifestyle.
>> Learn more about A-Plus DisabilityCash
ACCITENDAL PROTECTION
Today’s consumers are looking beyond permanent savings and wealth accumulation products. They are concerned with financial support in the event of an accident. We provide risk-based protection through a full range of Accident Insurance products. Our value-for-money, innovative and comprehensive plans offer benefits catering to increasingly changing protection needs.
Anniversary PA
A high benefit personal accident plan
A comprehensive accident plan that provides you coverage against the occurrence of accidents and death due to Dengue viral fever.
BenefitsAnniversary PA is a protection plan which provides compensation for you in the event of injury, disability or death caused solely by accidental means. This plan also covers death due to Dengue viral fever.
This plan provides:
-
Accidental Death and Dismemberment Benefit
-
Medical Reimbursement Benefit
-
Accident Hospital Benefit
-
Death due to Dengue Viral Fever Benefit
>> Learn more about Anniversary PA
Twnin PA
Boost your PA protection
Double the sum assured and double the protection needed as your needs change over time.
BenefitsTwin PA is a protection policy which provides compensation for you in the event of injury, disability or death caused solely by accidental means.
This plan provides:
-
Accidental Death and Dismemberment Benefit
-
Double Living Benefit
-
Medical Reimbursement Benefit
-
Weekly Indemnity Benefit
-
Payor Benefit (for Juvenile Plan only)
-
Anniversary Bonus (applicable on the first and second anniversary when you renew your/your child's policy.)
-
Conversion Privilege (for Juvenile Plan only)
My Family PA
Your family deserves extra PA protection
Get an affordably priced coverage and income protection plan for 10 years with disability allowances.
BenefitsMy Family PA is a protection policy which provides compensation for you in the event of injury, disability or death caused solely by accidental means.
This policy provides:
-
Accident Living Benefit
-
Accidental Death Benefit
-
Medical Reimbursement Benefit
-
Disability Allowance (Assured only) – per year for maximum 10 years
-
Payor Benefit (Assured only)
-
Renewal Bonus - 5% on the amount of cover for the Accident Living Benefit applicable on the first to eighth anniversary when you renew your policy. A maximum of RM300,000 of the total amount of cover (including all your/spouse/your child AIA personal accident policies that provide Renewal Bonus) is eligible for this Renewal Bonus
-
Conversion Privilege (applicable to Assured Spouse /Assured Child only)
>> Learn more about My Family PA
A-Plus AccidentShield and A-Plus Total AccidentShield
Preparing you for the unexpected sense of security at all times
You know the unexpected can occur in an instant. In a blink of an eye, one's life can be altered permanently.
Prepare yourself with the financial means to deal with such unexpected and painful moments with our A-Plus AccidentShield and A-Plus Total AccidentShield.
>> Learn more about A-Plus AccidentShield and A-Plus Total AccidentShield
HEALTH
Life is full of uncertainties. Misfortune always strike when you are least expected. To safeguard the future of yourself as well as your loved ones, planning for adequate protection should be your top priority.
A-Plus Venus & A-Plus VenusExtra
A comprehensive female plan protecting the modern woman.
Introducing A-Plus Venus and A-Plus VenusExtra - comprehensive plans that protect women's physical and emotional wellbeing.
-
Double protection on Female Organs Cancer
-
Additional cover on specific treatments for female-related conditions
-
Out-of-action indemnity provides means to pay for home services upon temporary disability
-
Subsidy for Menopause treatment and Psychotherapy
-
24-hour Referral Service Hotline for Home Assistance and Auto Assistance
-
Immediate cover for pregnant women between 18 and 35 weeks of gestation (for the A-Plus VenusExtra plan only)
>> Learn more about A-Plus Venus & A-Plus VenusExtra or >> watch A-Plus Venus & A-Plus VenusExtra
A-Plus Med
The complete medical plan comprehensive coverage that lasts a lifetime
Introducing A-Plus Med, the comprehensive medical plan designed to keep you protected at all times.
-
Lifelong coverage up to age 1001
-
Increasing Annual Limit
-
No Lifetime Limit1
-
Zero co-insurance and deductible charges
-
Hassle-free "Just Swipe" hospital admissions
-
Optional protection for the whole family
-
Referral Emergency Assistance Programme
Subject to terms and conditions Please refer to the brochure or policy contract for further details. 1Only available for Room & Board 150 and above.
>> Learn more about A Plus Med or >> watch A Plus Med
A-Life CriticalCare
All-in-one protection essential cover for critical illness
You want the best for yourself and your loved ones. That means planning for the future and the unexpected, like a critical illness. Plan your future with A-Life CriticalCare. It is designed with the unique feature of increasing your protection automatically during your most productive years.
Not only that, A-Life CriticalCare continue to provide you with death cover even after you have made a critical illness claim.
>> Learn more about A-Life CriticalCare or >> watch A-Life CriticalCare
A-Life Med Regular
An essential medical cover a solution for your healthcare needs
A-Life Med Regular is a standalone medical plan which takes care of you and your family's long term medical needs:
-
Lifelong coverage up to age 100
-
No Lifetime Limit
-
Zero co-insurance and deductible charges
-
Hassle-free "Just Swipe" hospital admissions
-
Optional protection for the whole family
-
Referral Emergency Assistance Programme
>> Learn more about A-Life Med Regular or >> watch A-Life Med Regular
A-Plus CriticalCare
Lessen your worries your financial cushion for critical illness
No one expects to be diagnosed with critical illness, yet it is a fear that lingers on in the back of everyone's mind.
That's why it is important for you and your family to have the necessary financial support when the unexpected happens.
Be worry free with A-Plus CriticalCare as it is here to give you security and the financial support when needed.
>> Learn more about A-Plus CriticalCare or >> watch A-Plus CriticalCare
A-Plus Early CriticalCare
Early critical illness protection - protection when you need it most
Advancement in medical treatments enables early detection of critical illness and chances of recovering have improved significantly.
A-Plus Early CriticalCare is a comprehensive critical illness protection rider which allows you to make early critical illness claims. Up to 92 critical illness events are covered across 3 levels of severity.
The intention is to provide you with the financial mean needed to seek professional medical attention for early preventative treatment on critical illness. What's more, the rider also pays an additional one-time payment for diabetic related diseases
>> Learn more about A-Plus Early CriticalCare or >> watch A-Plus Early CriticalCare
A-Plus HospitalIncome and A-Plus HospitalIncome Extra
Daily income while you are hospitalised financial support when you need it most
A-Plus HospitalIncome and A-Plus HospitalIncome Extra are specially designed riders (attachable to a Traditional Life basic plan) that provide daily income when you are hospitalised, due to illness or injury:
-
Fixed daily income upon hospitalisation for any one disability
-
Daily income plan options from RM50 to RM400
-
Lifelong coverage up to age 70 or 100
Subject to terms and conditions. Please refer to the brochure or policy contract for further details.
>> Learn more about A-Plus HospitalIncome and A-Plus HospitalIncome Extra
A-Plus Multi CriticalCare
Triple the protection , triple the security
Critical illness is an inconvenient truth to our human life.
With medical inflation on the rise, one's hard earned savings can be placed under tremendous strain when he is diagnosed with critical illness.
A-Plus Multi CriticalCare is a unique critical illness rider which allows coverage to continue even after a critical illness claim has been made and provides protection for up to 3 critical illness claims!
>> Learn more about A-Plus Multi CriticalCare or >> watch A- Plus Multi CriticalCare
A-Life CriticalShield
Shielding you through life's journey, a necessary protection for critical illness
A-Life CriticalShield is a trusted companion that will accompany you up to age 85.
It is designed with the unique feature of automatically increasing your protection as you progress through life stages with added responsibilities and commitments.
>> Learn more about A-Life CriticalShield
A-PlusMedBooster
For a comprehensive medical protection, today and tomorrow - extend your medical safety net
A-Plus MedBooster complements your A-Plus Med or A-Life Med Regular coverage to extend your medical safety net:
-
High Annual Limit of up to RM 1.5 million (for Plan 250 and onwards) with no Lifetime Limit1
-
Hospital Room and Board Booster
-
Out-patient Kidney Dialysis and Out-patient Cancer Treatment
-
Out-patient Dengue Fever Treatment2
-
Overseas Hospitalisation Treatment in Singapore (for Plan 500)2
Subject to terms and conditions. Please refer to the brochure or policy contract for further details.
>> Learn more about A-PlusMedBooster
SAVINGS
You save to meet different needs, be it to prepare for rainy day, dream vacation or kids' education fund. No matter what your commitments are, it is crucial for you to choose the right plan to start growing your nest.
A-EduAchieve
Build your child's pathway to success, secure your little one's future
A-EduAchieve is specially created to help you build your child's education fund and provide your little one with insurance protection:
-
University Startup Booster at the age of 18
-
Insurance cover with payor benefits
-
Increasing cover (up to 120%) through Anniversary Bonus, at no additional cost
-
Customised to your education savings needs
-
5-year Guaranteed Coverage
-
This policy may qualify you for a personal tax relief of up to RM3,000 per annum
Subject to terms and conditions. Please refer to the brochure or policy contract for further details.
>> Learn more about A-EduAchieve or >> watch A-EduAchieve
A-Enrich20
Securing for a promising tomorrow , enriching & protecting you
Ever thought about how you can best protect yourself against life's uncertainties while increasing your wealth at the same time?
We bring you A-Enrich20 which allows you to have the best of both worlds.
It provides you with guaranteed cash payments and increasing insurance coverage, with limited commitment duration of 20 years.
>> Learn more about A-Enrich20
A-Plus Enrich20
Enhance your financial planning, making A -Enrich20 complete
Enjoy the complete set of savings and protection plan by attaching A-Plus Enrich20 to A-Enrich20.
A-Plus Enrich20 is an optional rider exclusively designed to be attached to its base plan, A-Enrich20.
This rider completes the features and benefits of its base plan by further enhancing the overall protection as well as savings of the entire package.
>> Learn more about A-Plus Enrich20
A-EnrichGold
Guaranteed cash payments & insurance protection needs realise your savings goals.
Realise your goals through A-EnrichGold - the first of its kind short pay savings plan designed to help you maximise the return on your hard earned money.
-
Flexible Premium Payment Term Types
-
Increasing Guaranteed Cash Payments
-
Guaranteed Maturity Value
-
Potential growth on funds invested
-
Flexiblity in Savings
-
Insurance coverage on death and Total Permanent Disability
Subject to terms and conditions. Please refer to the brochure or policy contract for further details.
>> Learn more about A-EnrichGold or >> watch A-EnrichGold
INVESTMENT
Get more from your hard-earned money through a single premium investment-linked plan designed to help you maximise the return on your investment.
A-InvestLink
Investment & protection in one plan - Broaden your investment opportunities
A-InvestLink is a single premium investment linked plan that offers you the ability to invest in a diverse suite of funds, giving you access to investment opportunities both locally and globally.
-
Freedom to invest more when you have extra money or withdraw the money when you need it
-
Worry-free investment monitoring with Automatic Fund Rebalancing
-
Enjoy higher premium allocation if your single premium or ad hoc top-up is RM50,000 or more
-
Pays a lump sum amount in the event of death or Total Permanent Disability
Subject to terms and conditions. Please refer to the brochure or policy contract for further details.
>> Learn more about A-InvestLink
RETIREMENT
Retirement is the beginning of a new life experience. With proper planning, your retirement time should be considered as one of the best and most enjoyable periods of your life. At AIA, we have the expertise to provide the best products and services to match your individual needs. You can choose from our wide range of endowment plans that coincide with your retirement.
A-Enrich20
Securing for a promising tomorrow - Enriching & protecting you
Ever thought about how you can best protect yourself against life's uncertainties while increasing your wealth at the same time?
We bring you A-Enrich20 which allows you to have the best of both worlds.
It provides you with guaranteed cash payments and increasing insurance coverage, with limited commitment duration of 20 years.
>> Learn more about A-Enrich20
A-Plus Enrich20
Enhance your financial planning - Making A - Enrich20 complete
Enjoy the complete set of savings and protection plan by attaching A-Plus Enrich20 to A-Enrich20.
A-Plus Enrich20 is an optional rider exclusively designed to be attached to its base plan, A-Enrich20.
This rider completes the features and benefits of its base plan by further enhancing the overall protection as well as savings of the entire package.
>> Learn more about A-Plus Enrich20
CREDIT LIFE INSURANCE
AIA Corporate Solutions Department (CSD) provides specialised consultancy and product solutions to protect both the consumers' and lending organisations' interests by insuring current and future credit obligations. This includes mortgage, hire purchase, credit cards, personal loans from Financial Institutions to other more lifestyle based obligations such as tuition protection, utility bill payments and subscriptions. Products are customised to suit each client's requirements to ensure the objectives and interests of all parties are achieved.
Credit Life Insurance
Buying a house is a milestone in one’s lifetime. But we believe that one should look beyond the present and protect the future as well.
We offer a range of products to protect your home and family against unforeseen events.
The products are as follows :
-
Mortgage Reducing/Level Term Assurance (MRTA/MLTA)
-
Mortgage Reducing/Level Term Assurance with Critical Illness (MRTA–CI/MLTA-CI)
-
Overdraft Term Life Assurance (ODLA)
-
Overdraft Term Life Assurance With Critical Illness (ODLA-CI)
-
Auto Credit Protection (ACP)
-
Creditor Term Life Assurance (CTLA)
-
Credit Card Cover/ Assurance (CCA)
-
Education Loan Assurance (ELA)
-
Unit Trust Assurance (UTA)
>> Learn more about Credit Life Insurance
LOANS
With AIA’s attractive fixed rate loans, purchasing residential properties and shop houses can’t be easier
Home Loan
AIA Fixed Rate Home Loan offers:
-
Fixed rate to safeguard you against increasing interest rates.
-
Effective financial planning as repayments are fixed.
-
Flexibility to pre-pay. The more you pay, the more you save.
-
Daily interest calculation for all packages.
AIA Home Loan is available for:
-
Home purchase
-
Refinancing or switching of home loan from other financial institutions to AIA
Shop Loan
AIA Fixed Rate Shop Loan offers:
-
Protection to your investment against increasing interest rates.
-
Effective planning because your repayments are fixed.
-
Flexibility to pre-pay. The more you pay, the more you save.
-
Daily interest calculation for all packages.
AIA Shop Loan is available for:
-
Completed Shop Houses
-
New Purchase and Refinancing
MOTOR INSURANCE
Motor insurance is a security provided by an insurance company to the owner and / or driver of a motor vehicle against claims for damages and / or loss caused by the insured vehicle while being used on a public road.
Comprehensive Private Car Insurance
AIA offers Comprehensive Motor Insurance to Private Cars and Commercial Vehicles. Private Cars include cars for private use or business use whereas Commercial Vehicles include vehicles with only “C” Permit (Carriage of own goods) pickups or vans up to three (3) tons carrying non-hazardous goods.
For enquiries on your No Claim Discount (NCD) entitlement, please visit the ISM website:
https://www.ism.net.my/Default.aspx?tabid=78
Click here for the updated list of Panel Workshop
Accident Assist Call Centre (AACC)You can now enjoy a roadside assistance provided by Persatuan Insurans Am Malaysia and Malaysia Takaful Association.
For roadside assistance, simply call Accident Assist Call Centre at 1-300-22-11-88
>> Learn more about Comprehensive Private Car Insurance
Comprehensive Commercial Vehicle Policy
AIA offers Comprehensive Motor Insurance to Private Cars and Commercial Vehicles. Private Cars include cars for private use or business use whereas Commercial Vehicles include vehicles with only “C” Permit (Carriage of own goods) pickups or vans up to three (3) tons carrying non-hazardous goods.
For enquiries on your No Claim Discount (NCD) entitlement, please visit the ISM website:
https://www.ism.net.my/Default.aspx?tabid=78
Click here for the updated list of Panel Workshop
>> Learn more about Comprehensive Commercial Vehicle Policy
HOME INSURANCE
The need to insure personal belongings and personal liability is one that most people ignore. AIA continuously strives to provide comprehensive coverage for our policyholders. With this in mind, we have developed comprehensive Home Insurance products catering to your increasingly changing protection needs.
Home Plus
Your comprehensive home care plan
With A-EssentialHome,
we ensure your household contents are given comprehensive protection against any damage or loss caused by common perils such as fire, lightning theft, hurricane, earthquake, flood, and bursting of water tanks or pipes.